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Sometimes this coverage can be underestimated in the eyes of a business’ risk manager. Our goal is to emphasize how much money can be lost by accidents over a lengthy period of time. For businesses with a large fleet of autos, more coverage is obviously needed.
On the other hand, a company with only one to two vehicles still needs to be protected because the driver is not liable if a crash occurs. A large amount of money goes towards autos and companies that depend on their vehicles as a source of revenue need to make sure they are protected if an accident happens.