CONSTRUCTION

The construction industry is one of constant change and competition. It’s important to have an insurance broker on your team that stays on top of how the changes in the industry affect your insurance needs. Degginger McIntosh has nearly 50 years of experience in keeping construction risks in tune with the ever changing insurance marketplace; crafting insurance programs which maximize your protection, while doing so at a price that will help you stay as competitive as possible. All this while meeting the requirements of your direct customers and the other construction professionals you work with.

In addition to brokering products for your insurance, Degginger McIntosh has significant expertise to see to your bonding and surety needs. The key to a productive bonding relationship is planning, understanding the needs of the surety company and proactively controling exposures. Understanding the financial component and being timely is where Degginger McIntosh separates itself. We make sure to keep open lines of communication between the underwriter and you the customer, so everyone remains on the same page. Communication between you, us and your bonding underwriter is of the utmost importance when establishing a consitant bonding program for you to grow with. Degginger McIntosh has long standing relationships with many top surety companies, both regionally and nationally, and those relationships can be drawn upon to meet your expectations.

Areas of focus that we can assist with include:
  • Construction General Liability (General & Subcontractors)
  • Railroad Protective Liability
  • Commercial Auto Insurance
  • Governmental Services and Defense Base Act Coverage
  • Commercial Excess “Umbrella” Liability
  • Rigger’s Liability
  • Surety Bonds | Performance, Payment, Sub-division, and more
  • Marine Construction Coverages
  • Owners|Contractor’s Controlled Insurance Programs & Wrap-Ups
  • Course of Construction | Builder’s Risk
  • Contractor’s Pollution & Pollution Legal Liability
  • Contractor’s Equipment
  • Environmental Liability | Jobsite, Transit, Yard
  • Installation Floaters
  • Contractor’s Design and Errors & Omissions Liability
  • Transit Coverages
  • Owner’s & Contractor’s Protective Liability
  • Fidelity/Employee Dishonesty - Third Party Crime Coverages
  • Worker’s Compensation
  • Director’s and Officer’s Liability Coverage
  • United State Longshore & Harborworks Act (USL&H)
  • Employment Practices coverage including Wage & Hour
  • For more information about Construction programs and product offering: